Effective Date: February 28, 2026
Welcome to golden-spoon.net. By accessing or using this Website, you agree to comply with and be bound by the following Terms of Use. Please review them carefully.
By browsing, accessing, or submitting information through the Website, you represent that you have read and understood these Terms of Use and our Privacy Policy, and agree to be bound by them.
Golden Spoon is not a direct lender, financial broker, or credit decision-maker. We provide a pre-qualification software matching service that routes consumer information to third-party lenders and matching partners. We do not guarantee loan approval, matching success, or specific rates.
When you separately select the optional informational SMS consent checkbox, you agree to receive automated informational text messages from Golden Spoon, LLC, operating as Golden Spoon, at the mobile number provided.
Informational and customer-care messages may include responses to pre-qualification requests, request status updates, appointment reminders, document reminders, and related customer support. We do not send promotional or marketing text messages.
Message frequency varies. Message and data rates may apply.
Reply STOP to opt out of the messaging program at any time. Reply HELP for assistance, call 1-877-541-7139, or email info@golden-spoon.net.
Consent to receive text messages is not a condition of purchasing any goods or services. Mobile carriers are not liable for delayed or undelivered messages.
You agree to provide true, accurate, and current information when submitting forms on the Website. You represent that you are at least 18 years old and are a resident of the United States.
All content on the Website, including copy text, layout designs, CSS styling, logos, graphics, and code, is the property of Golden Spoon, LLC and is protected by trademark and copyright laws. Commercial duplication or modification of our source code is strictly prohibited.
The Website content is provided on an "as-is" and "as-available" basis. In no event shall Golden Spoon, LLC, its officers, or affiliates be liable for any direct, indirect, punitive, or consequential damages arising from your interaction with the Website or third-party service providers.
These Terms of Use shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of law principles. Any dispute, claim, or controversy arising out of or relating to these Terms or the Website shall be resolved through binding arbitration in Wilmington, Delaware, or standard county courts.
Golden Spoon, LLC
221 West 9th Street, Suite 613
Wilmington, DE 19801
Phone: 1-877-541-7139